Chapter 3 - The Ghost in the System

For three weeks, the world believed Clara Vance had vanished into thin air.
The police opened a high-profile missing persons investigation after Victor made a sobbing, publicly televised plea for his "beloved pregnant wife" to come home. He stood in front of news cameras outside our suburban home, wiping away fake tears, pleading for any information regarding my whereabouts.
In the private wing of St. Jude’s Clinic, I watched the television broadcast from my bed, holding Leo and Maya in my arms.
Thanks to Dr. Marcus Reed’s extraordinary care, the twins had stabilized rapidly. They were gaining weight, their lungs were clear, and their skin was healthy and warm.
Beside my bed, Evelyn sat with a high-powered laptop balanced on her knees, her fingers flying across the keyboard.
"Look at him," Evelyn sneered, pointing at the TV screen where Victor was currently hugging a picture of us. "He deserves an Oscar for that performance. The insurance company’s fraud unit is already smelling something fishy, but Victor’s lawyers are pressing hard to have you declared legally dead so they can initiate the payout."
"He won't get a single cent," I said, my voice low and hard. The weak, frightened woman who had begged for her life inside Vault 7 was dead. In her place stood a mother whose only purpose was to dismantle the monster who had tried to murder her children.
"How are we moving on phase two?" I asked.
Evelyn turned her laptop toward me, displaying a complex network diagram.
"Victor’s debt isn't just to legitimate banks," Evelyn explained. "He owes six million dollars to an illegal syndicate operated by a man named Julian Cross. Cross doesn't care about Victor’s grieving husband act. He gave Victor a thirty-day deadline to pay up, or he starts taking Victor’s assets piece by piece."
"And the insurance policy?"
"The lead investigator at Apex Insurance is a woman named Sophia Drake," Evelyn said, her eyes flashing. "And guess what I found in Victor’s encrypted messaging logs?"
She tapped a key, playing an audio file captured from Victor’s phone through a wiretap tool she had secretly installed when she accessed his car.
“You need to sign off on the preliminary fatality report, Sophia!” Victor’s voice raged through the speaker. “I paid you two hundred thousand dollars upfront to clear the underwriting! If the claim gets stalled, Cross is going to come after both of us!”
A woman’s nervous voice answered: “I can’t approve a claim without a body or a death certificate, Victor! The police think she was kidnapped! If I clear twenty-four million dollars without proof of death, the federal auditors will put me in prison!”
I leaned back against my pillows, a cold, satisfied smile spreading across my face.
Sophia Drake wasn't just the insurance adjuster—she was Victor’s accomplice and mistress.
"So Sophia helped him draft the triple-indemnity policy six months ago," I murmured. "She knew he was planning to kill me."
"She did," Evelyn nodded. "And right now, Victor is starting to crack under the pressure. He’s sleeping four hours a night, drinking heavily, and losing his mind over who took you out of Vault 7."
"It's time to push him over the edge," I said. "He thinks he’s being haunted? Let's make sure he can't distinguish reality from his nightmares."
That night, at 2:00 AM, Victor was sitting alone in his home office, pouring his fourth glass of whiskey. The house was dead silent, save for the hum of the refrigerator.
Suddenly, the smart home speaker on his desk clicked on.
A quiet, rhythmic sound began to play through the room—the soft, soothing melody of a wooden baby crib music box. It was the exact lullaby Victor had played when he assembled the nursery crib two months ago.
Victor froze, his glass stopping halfway to his mouth. "What the..."
He grabbed his phone, trying to open the home automation app to turn off the audio, but his screen glitched, flashing bright blue.
The temperature in his office began to drop rapidly as the smart thermostat opened the central air vents, blasting arctic air straight into the room.
Then, his phone chimed with a single text message from an unknown number.
It was an image file.
Victor opened it with trembling fingers. It was a photo taken from inside his own garage five minutes prior. In the photo, the windshield of his black luxury sedan was covered in a thick layer of artificial frost.
Traced into the frost on his windshield were two tiny handprints—and a message written in red paint:
May you like
THE TWINS ARE THIRSTY, DADDY.
Victor let out a strangled gasp, dropping his whiskey glass onto the carpet, where it shattered into a hundred pieces.