civica

Chapter 6 - The Crack in the Foundation

By three in the afternoon, the Mercer family was unraveling like a cheap sweater caught in a lawnmower.

Marcus had set up a live feed monitoring public police blotters and Cook County dispatch. At 1:15 p.m., two Berwyn squad cars and a flatbed tow truck had arrived outside *Luxe Locks by Brooke* on Cermak Road.

According to the audio recording from the responding officer's body cam—which Sarah obtained through an expedited discovery subpoena—Brooke had emerged from the salon in a pink smock, waving her hands and screaming that her "brother’s wife" paid for the car.

The officers hadn't cared. Brooke had resisted arrest when they attempted to confiscate the keys, resulting in additional charges of obstructing an officer and felony possession of a stolen motor vehicle.

Her mugshot was already circulating on local news blogs: mascara running down her blotchy cheeks, her smug expression entirely erased.

Then came the calls from Cicero.

Howard Mercer called my office line fourteen times between 2:00 and 3:30 p.m. When the receptionist blocked his number, he called from a landline.

I picked up the fifteenth call and put it on speakerphone. Marcus and Sarah sat across from me, recording every word.

"Evelyn!" Howard’s voice was hoarse, rattling with panic. "Evelyn, you need to listen to me! You have to drop these charges against Brooke! She’s just a girl! She didn't know what Daniel was doing with those papers!"

"Howard," I said, leaning back in my chair. "Brooke sat at your dining table last night, laughed while your son struck me across the face, and told me that 'the wife supports the husband financially.' She signed a corporate lease using my firm’s tax ID. She is an adult who committed grand theft auto."

"You don't understand what you're doing!" Howard shouted, the sound of breaking glass audible in the background. "There are people outside my house! Men in black SUVs! They’re banging on the door! They’re saying Daniel took money from them! They’re saying if the $187,000 isn't unblocked by tonight, they're going to burn this house to the ground!"

"Sounds like a private family business, Howard," I replied calmly. "You remember what you told me last night while you locked the door? *'We settle things inside the family.'* Why don't you settle it with Victor Vance?"

"You cold-hearted, vindictive bitch!" Patricia’s voice shrieked from the background, ripping the phone from Howard's hands. "You ruined my son! He gave you his name! He made you a respectable married woman, and you throw him in jail and freeze our accounts over a little slap?! What kind of monster are you?!"

"A forensic accountant," I said. "And Patricia? Did you really think I wouldn't find out about the $42,000 you withdrew from Daniel’s joint account three months ago to pay off your delinquent credit cards? Did you think I wouldn't find the transfer logs from Claire Holbrook’s business that bought your kitchen remodel four years ago?"

A dead, suffocating silence fell over the line.

"I have every bank statement, Patricia," I whispered. "Every check. Every fraudulent notary stamp. Every tax evasion scheme Howard ran through his failed construction firm. I’ve turned over four banker boxes of forensic evidence to the Illinois Attorney General’s Special Prosecutions Bureau. By tomorrow afternoon, the IRS will have an audit warrant for your bungalow."

"Please," Howard’s voice came back on the line, weeping now. A grown, patriarchal bully reduced to sniveling tears. "Evelyn, please... we have nowhere to go. If they take the house, we're on the street. Daniel didn't mean it. He loves you. He just wanted to help us..."

"He loved my balance sheet," I said. "And as for your house? I suggest you start packing. Victor Vance is knocking on the front door, and the state of Illinois is knocking on the back."

I hit the red button, ending the call.

Marcus looked up from his laptop. "Evelyn, we have a problem."

"What is it?"

"Daniel’s bail," Marcus said, his eyes darkening. "He posted bond twenty minutes ago at the Cook County central jail. A ten-thousand-dollar cash surety. Posted by an attorney named Greg Sterling—no relation to Sarah. A shady strip-mall lawyer who works on Vance's payroll."

"Vance bailed him out?" Sarah asked, her brow furrowing. "Why would the loan shark bail out the guy who owes him two hundred grand?"

"Because," I said, my pulse quickening with instinctual alertness. "Victor Vance knows Daniel can’t pay him from a jail cell. Vance bailed him out to put a gun to his head and force him to get the money from me."

Before Sarah could respond, my building security system on my phone pinged with a priority-one red alert.

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The private elevator lobby on the ground floor of Carter Risk & Compliance had just been breached.

***

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